dear@Rman68

I had used Concur with SAP as ERP system without using Expense pay and perform payments in 3 different ways...

- In the past (until 2010) we were using Ruesch International for doing all payments of expenses for employees, however I have checked and it seems that now is part of Western Union, so you might ask a prospect from them.

https://business.westernunion.com/en-ch/global-payment-solutions/business-payments

- OR, as in all cases there will be needed an integration between the SAE Payment file from Concur to SAP, have your IS/IT department involved to be able to create a "bridge" (not sure the technical name) to collect the details of the SAE file to transfer to SAP for payment. (I had it in 2017)

- OR you will need to create a report from Cognos, which will be than needed to manually, or automatically adjusted (if your excel file had set up formulas and macros it will be just a matter of Copy/Past Value details from the report to this table that you need to create within your Company) specific to your SAP payment structure where the AP department or Disbursement will have it to just approved (reference 2010) where we paid also credit cards on Individually Billed/centrally settled way.

Otherwise, maybe your Concur account Manager could be providing some suggestion on other platform they might have used with other clients to help you.